Medicare Advantage plans offer amazing basic coverage that is almost an exact replica of Original Medicare. However, it raises the bar by adding additional coverage. You are covered for a lot of the outpatient and inpatient expenses, skilled nursing care, visits to the hospital, and doctor visits. You can also get some coverage for your prescription medications or even provide you with a Part D drug plan that will help offset the cost of generic and name-brand drugs. Even your checkup costs for optometrists, dentists, and general wellness could be covered. Some emergency services also see some of these robust coverage.
Medicare Advantage plans are comprehensive, and you won’t find any plans that match their coverage. Compare Medicare Advantage plans, and you have a few kinds of plans you can choose from.
The medical coverage you receive from Advantage plans depends on your network. If you are working with an HMO plan, then you are strictly limited to that network for coverage. While you will still get full coverage with an HMO while you are within the network, you get absolutely none when you accept medical services outside of the network. This plan is relatively affordable, though.
On the other side of the fence, you have a PPO plan. This plan type allows you to go off the network with partial coverage. That is ideal for seniors who don’t live inside the network area. You still get the policy’s full coverage while you are inside the network. However, unlike the HMO plan type, you will be looking at a high cost.
Supplement plans and Medicare Advantage plans are not compatible. They are different plans that will clash and overlap with each other; you are limited to only choosing one or the other. You are able to use our site to find quotes for Advantage plans. Not only are you able to source out your quotes, but the list that is provided makes it easy to compare those quotes to find the right plan for the right price.